- Homepage: http://www.bankrate.com/
October 2002: "Bankrate Inc. is an Internet consumer finance marketplace that owns and operates a portfolio of Internet-based personal finance channels including banking, investing, taxes and small-business finance."
January 2012: "Just 45 percent of checking accounts that don’t earn interest are free, according to the latest Bankrate.com survey of the largest institutions in each big city. That’s down from 65 percent in 2010 and 76 percent the year before."http://www.nytimes.com/2012/01/28/your-money/brokerage-and-bank-accounts/in-search-of-an-app-to-monitor-average-bank-balances.html
Role Name Type Last Updated Owner of (partial or full, past or present) Bankrate.com Source
Articles and Resources
Date Fairness.com Resource Read it at: Jan 27, 2012 Wanted: Banking App to Monitor Balances (Your Money)
QUOTE: If you want to know how close you are in the middle of any given month to being assessed an $8 or $10 or $20 fee when the month ends, you need to do the math each day yourself. The resulting effect is this: Many banks have built free-checking scoreboards for people who want to avoid fees, but they’re not putting the numbers up until the monthlong game is over.
New York Times May 12, 2009 Co-signing a loan can be calamitous
QUOTE: ...I never believe that co-signing is a good idea. The risks far outweigh the benefits. What benefit will you get by co-signing? Your daughter will keep a house that might be too difficult to afford. She might lose the house and the lender might have the right to come after you for the money that it lost.
Bankrate.com May 11, 2009 'I do' also means 'I'll pay': After you're married, it's too late. You're just as responsible for his debts as you are for your own.
QUOTE: once you are married, you will be joining your two lives together financially and otherwise. Even though you may not be financially responsible, you will be intimately involved with the person who is. In other words, if there is no money to pay them, the medical bills that need to be paid and the stress that accompanies being in debt will affect your life, too.
Bankrate.com Nov 27, 2008 Rates are falling. Time to refi?
QUOTE: There's an old saying that if you have money and don't need a loan, the bank is willing to lend to you, and if you don't have money and need a loan, the bank will turn you away. A parallel situation exists in today's refinance market.
Bankrate.com Nov 24, 2008 Store credit cards a good deal?
QUOTE: Consider the following pros and cons before you apply for a store card.
Bankrate.com Nov 14, 2008 ID thieves target home equity lines
QUOTE: canny con artists are increasingly draining the equity of unsuspecting homeowners by tapping into their home equity lines of credit. The more equity you have in your home, and the less vigilant you are about monitoring your finances, the greater the risk that thieves could drain the equity from your home -- or worse, sell it out from under you.
Bankrate.com Nov 06, 2008 What caused the mortgage mess?
QUOTE: Some people blame a fair-lending law for the mortgage meltdown and the resulting global financial crisis. Evidence shows otherwise.
Bankrate.com Oct 29, 2008 Solutions to the health care problem
QUOTE: Is health care a right or a responsibility? During the third presidential debate, Barack Obama declared it to be a right, while John McCain called it a responsibility.
Bankrate.com Oct 13, 2008 The ins and outs of reverse mortgages
QUOTE: But before rushing out to apply for a reverse mortgage, be aware that this type of loan has several downsides. Closing costs and fees can be steep, and if you are thinking about leaving your home in two to three years, this is not a financially prudent way to extract money from your home. In that case, a home equity loan is likely a cheaper option.
Bankrate.com Oct 09, 2008 Will the federal mortgage plan help you?
QUOTE: Under the mortgage relief programs, some people will get reduced interest rates, either temporarily or permanently. Others will have a portion of their home debt wiped away. Some will get a combination of reduced rate and loan forgiveness. Still others will wind up disappointed.
Bankrate.com Oct 02, 2008 States offer foreclosure rescue loans
QUOTE: The rate of foreclosure starts and the percentage of loans in the foreclosure process reached new highs in the second quarter of 2008, according to the Mortgage Bankers Association.
Bankrate.com Sep 16, 2008 FDIC insurance protects your money (except when ...)
QUOTE: "The lessons of the Depression prompted the government to act quickly to protect bank customers from disasters beyond their control," says Kathleen Nagle, associate director for consumer protection at the FDIC.
Bankrate.com Jul 30, 2008 Why retirement is different for women
QUOTE: Women make less money than men...Whether women are paid less than men due to poor salary negotiating, career choices or institutional biases, the end result is that they not only have less to save but their Social Security payout is less. They put in fewer years at work and lose out on years of paying into a pension or defined contribution plan.
Bankrate.com Jul 28, 2008 Scam targets military families
QUOTE: In a particularly heartless vishing scam, fraudsters posing as American Red Cross staff call families of military service members to tell them their deployed loved ones have been in wounded in Iraq.
Bankrate.com Jun 30, 2008 Is retiring early unpatriotic?
QUOTE: "This is an intergenerational issue," says the author of "Forgive Us Our Debts: The Intergenerational Dangers of Fiscal Irresponsibility." "This idea of 'getting what's mine as soon as possible' really doesn't think about future generations." Yarrow notes that when people work longer, they not only continue to pay taxes and produce additional goods and services to spur the economy, but also slow the growth of the national debt.
Bankrate.com May 27, 2008 Risks of ID theft in a lifetime (Financial Literacy 2008 - Protecting your identity part 14 of 18)
QUOTE: While most Americans are doing more to protect themselves from identity theft, others allow themselves to be more vulnerable. The greatest risk is to the 25- to 34-year-old age group. The good news is that as we get older, we're less likely to become a victim.
Bankrate.com May 14, 2008 Sallie Mae error caused credit scores to plummet
QUOTE: Some Sallie Mae student loan holders may have gotten nasty surprises if they checked their Equifax credit scores after Thursday last week. Their credit scores, based on their Equifax credit files, had plummeted overnight, thanks to a coding error made by Sallie Mae.
Bankrate.com Apr 14, 2008 10 crucial steps to 'short sale' buying
QUOTE: There are very few active buyers in the real estate market these days -- but every one of them seems to be looking to buy a foreclosure or a short sale.
Bankrate.com Mar 24, 2008 Arbitration and your rights on the job
QUOTE: Consumer rights advocates contend arbitration strips away your right to be heard in court and that a speedy decision isn't necessarily a just decision. "Flipping a coin is quick, too, but that doesn't mean it is a good way to decide the facts of a case," says [one San Francisco lawyer]. "This type of for-profit justice is a scandal. American citizens should not have their cases decided in secret tribunals with no right of appeal."
Bankrate.com Jan 31, 2008 5 homeownership tax myths (Flexible spending accounts)
QUOTE: ...as is often the case with the U.S. tax code, homeownership tax benefits are not always clear-cut. That frequently leads to some bad information floating around. While myths, half-truths and misconceptions may abound, we've narrowed it down to five that, if you buy into them, could cost you.
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