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Holden Lewis


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April 2005: Journalist.

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Employee/Freelancer/Contractor (past or present) Bankrate.com Source Nov 27, 2008

Articles and Resources

Date Fairness.com Resource Read it at:
Nov 27, 2008 Rates are falling. Time to refi?

QUOTE: There's an old saying that if you have money and don't need a loan, the bank is willing to lend to you, and if you don't have money and need a loan, the bank will turn you away. A parallel situation exists in today's refinance market.

 Bankrate.com
Nov 06, 2008 What caused the mortgage mess?

QUOTE: Some people blame a fair-lending law for the mortgage meltdown and the resulting global financial crisis. Evidence shows otherwise.

 Bankrate.com
Oct 09, 2008 Will the federal mortgage plan help you?

QUOTE: Under the mortgage relief programs, some people will get reduced interest rates, either temporarily or permanently. Others will have a portion of their home debt wiped away. Some will get a combination of reduced rate and loan forgiveness. Still others will wind up disappointed.

 Bankrate.com
Jan 02, 2007 Whose listing is it, anyway?

QUOTE: If you're selling a house, it might very well be in your best interest to place your listing on every Web site possible. But Baczowski says it's not necessarily in the listing agent's best interest.

 Bankrate.com
Nov 30, 2006 Finding a real estate agent in a buyer's market: 6 keys

QUOTE: For sellers, the cyclical return to a buyer's market means that it's important to choose the right real estate agent.

 Bankrate.com
Jun 01, 2006 Feds ask: Is that mortgage good for you?

QUOTE: Regulators worry about interest-only and payment-option mortgages, because payments can rise abruptly after a few years. In unlikely worst-case scenarios, monthly payments can more than double in one traumatic leap.

 Bankrate.com
May 25, 2006 IRS ruling endangers down-payment charities

QUOTE: The [Internal Revenue Service-Ed.] wants to close a loophole...ruled this month that nonprofit down-payment-assistance programs don't qualify for tax exemptions if they transfer money from the seller to the buyer.

 Bankrate.com
Jan 23, 2006 Upcoming stories; Ameriquest settles

QUOTE: While Ameriquest admits to having done nothing wrong, it has agreed to pay a $325 million settlement to be divided among most of the states' attorneys general. The settlement resolves "an inquiry about Ameriquest's lending practices," the company says.

 Bankrate.com
Dec 01, 2005 Mortgage down payment 'gifts' in trouble

QUOTE: Most lenders don't allow home sellers to give down payment money to buyers, even indirectly, because those mortgages are deemed risky. But there's an exception: The Federal Housing Administration, or FHA, will insure home loans in which the seller provides the down payment -- as long as the money passes through a nonprofit agency first.

 Bankrate.com
Sep 15, 2005 Fight erupts over online real estate listings

QUOTE: The National Association of Realtors says listings shouldn't appear on the Web if home sellers and their brokers don't want them there, for any reason.

 Bankrate.com
Sep 13, 2005 Katrina's force changes insurance adjusters' tactics

QUOTE: The people who assess Katrina-related property damage for insurance companies are working from the outside in...It could be two or three months before an adjuster visits your home if it was in the path of the worst destruction.

 Bankrate.com
Jul 11, 2005 Get home inspection first

QUOTE: A house inspector can let you know if you're about to buy a lemon of a house or warn you about potential problems. At best, you can move into the house confident that it's in good shape; at worst, the inspector's report can let you back out of the deal if the house has major, unexpected problems.

 Bankrate.com
May 16, 2005 Good appraisals gone bad

QUOTE: The appraiser from the Veterans Administration didn't notice that an addition had been built...He appraised the home's value based on the original square footage listed in the county records.

 Bankrate.com
Apr 21, 2005 Locking a rate vs. paying discount points

QUOTE: What is the nonrefundable rate-lock fee and what is the rate cap? If you floated, and spent the money instead on discount points, how much would you be able to lower the rate? How high would rates have to rise in order for the discount points to be a bad deal?

 Bankrate.com
Apr 07, 2005 New homes need inspections, too

QUOTE: Home inspection isn't just for buyers of old houses. Some buyers of newly built homes get inspections, too.

 Bankrate.com
Oct 21, 2004 6 costly mortgage myths that can cost you money

QUOTE: Do you believe that you can't borrow money to buy a house if you have some dings on your credit? Do you think it's always best to pay off the mortgage early, if you can? If so, you subscribe to mortgage myths that can cost you money. Here are six common myths.

 Bankrate.com
Sep 20, 2004 Four steps to a stress-free refi

QUOTE: Here are four things you can do to gain an edge over other refinancing applicants and to make the loan process run more smoothly...

 Bankrate.com