Dr. Don Taylor Ph.D., CFA, CFP
April 2005: Personal finance journalist.
Role Name Type Last Updated Employee/Freelancer/Contractor (past or present) Bankrate.com Source Mar 21, 2007
Articles and Resources
39 Articles and Resources. Go to: [Next 19]
Date Fairness.com Resource Read it at: May 24, 2007 Checking safety of Internet banks
QUOTE: consider the financial institution's safety rating.
Bankrate.com May 08, 2007 Is Ford money account investment safe?
QUOTE: You have to decide if the yield pickup is worth the risk.
Bankrate.com Mar 21, 2007 Lender won't cancel hazard insurance
QUOTE: Once you've established that you do in fact have duplicative coverage, and that you didn't agree to purchase the coverage arranged by the lender, you're ready to start complaining.
Bankrate.com Dec 01, 2006 Too late to renege on car purchase
QUOTE: A right of rescission in a contract gives you a cooling-off period where you can walk away from the deal. It's normal for homeowners to have this right when they use home equity loans to tap the equity in their homes, but isn't standard fare on the purchase agreement for a new car.
Bankrate.com Jun 02, 2006 Be careful with home builder's financing
QUOTE: Bottom line, you want to shop around for financing and not just accept the rate provided by the lender affiliated with the builder...The lender has to provide you with a good-faith estimate of the expected closing costs, but your actual closing costs can vary quite a bit from that estimate.
Bankrate.com May 31, 2006 He can't get his credit report
QUOTE: ...if you've got credit cards, you've got a credit history...there may be something else going on, but it's not necessarily identity theft.
Bankrate.com May 30, 2006 Getting a good deal on a car with cash
QUOTE: I had a salesperson in a dealership once tell me that the Consumer Reports numbers were all wrong, only to then have to eat crow when he pulled out his invoices and they matched the Consumer Reports numbers to the penny.
Bankrate.com May 23, 2006 Pay down loan or save for home?
QUOTE: Should I attempt to put all my money into decreasing my debt or pay the minimum and invest in money markets/high interest savings accounts, etc...?
Bankrate.com May 05, 2006 Repo doesn't stop collection calls
QUOTE: While a voluntary repossession is marginally better then an involuntary repossession on your credit report, you still owe any deficiency on the car loan. Laws vary by state...
Bankrate.com Mar 13, 2006 The bank makes the rules
QUOTE: The bank sets up the rules in terms of how they post transactions to your account and, as you've learned, it's important to know how they're going to post the transactions.
Bankrate.com Mar 07, 2006 Figuring out auto loan terms
QUOTE: ...a precomputed loan frontloads the interest expense in the early years of the loan and acts as a prepayment penalty even if the loan doesn't have an explicit prepayment penalty.
Bankrate.com Feb 17, 2006 Things to know about savings bonds
QUOTE: To assure that the bonds can be traced, owners should keep records of bond serial numbers, issue dates, registration and Social Security or taxpayer identification numbers in a safe place separate from the bonds.
Bankrate.com Jan 13, 2006 Fighting those pesky NSF fees
QUOTE: Writing checks for money that isn't in your account is euphemistically called either "playing the float" or "kiting checks,"...it's gotten progressively harder to do with improved efficiencies in check-clearing procedures.
Bankrate.com Dec 15, 2005 Ex-wife keeps using joint credit card
QUOTE: By law, a creditor cannot close a joint account because of a change in marital status, but can do so at the request of either spouse. A creditor, however, does not have to change joint accounts to individual accounts.
Bankrate.com Dec 01, 2005 You should be on the deed
QUOTE: There's a difference between being named on the loan and being named on the deed. Your refinancing options aren't limited by you being named on the deed to the property. You've got at least 50,000 reasons as to why you should be on the deed.
Bankrate.com Nov 16, 2005 Getting out from under co-signed auto loan
QUOTE: As a co-signer on the loan you are every bit as obligated as the primary borrower to repay the loan, and it's appropriate for that obligation to be reflected on your credit report.
Bankrate.com Oct 18, 2005 Checking credit union deposit insurance
QUOTE: Bankrate's Safe & Sound rating feature tracks credit unions, too!
Bankrate.com Sep 30, 2005 Locked out of a rate lock
QUOTE: Since your closing has been delayed by something outside the lender's control, they're not to blame for the rate lock expiring. When a rate lock expires, the lender's commitment to loan you money at that rate expires as well.
Bankrate.com Sep 29, 2005 Tracking down lost life insurance policy
QUOTE: Chasing down old insurance policies is a common concern...readers should take this as a prompt to pull together their financial records so it's easy to keep track of their financial assets.
Bankrate.com Sep 26, 2005 Correcting an inaccurate credit report
QUOTE: You want your address to be correct on your credit report, because you don't want to be concerned that there is an identity-theft issue related to an incorrect address.
39 Articles and Resources. Go to: [Next 19]
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