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It's Like eBay Meets Match.com: Does peer-to-peer lending work?

Date: June 30, 2009
Author: Ray Fisman
QUOTE: Economists have been studying these peer-to-peer lending programs from the beginning, and their findings are now starting to show up on the Web. They've discovered that while the sites may be useful for some high-risk borrowers... these credit markets also result in loan decisions tainted by human frailty and bias.

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