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Date Fairness.com Resource Read it at: Aug 03, 2010 More Workers Face Pay Cuts, Not Furloughs
QUOTE: Local and state governments, as well as some companies, are squeezing their employees to work the same amount for less money in cost-saving measures that are often described as a last-ditch effort to avoid layoffs.
New York Times Jul 28, 2010 No Savior Seen as M.T.A. Takes Step to Raise Fares and Tolls
QUOTE: With the state facing record deficits, a bailout from Albany or City Hall is little more than a fantasy, leaving the burden on riders to support a transit system whose finances remain fragile.
New York Times Jul 22, 2010 The Effects of the Credit Card Act
QUOTE: Credit card issuers have stopped many of the “deceptive” or “unfair” practices outlawed by the Credit Card Act, but they are still engaging in others, according to a report released Thursday by the Pew Charitable Trusts’ Safe Credit Card Project.
New York Times Jul 16, 2010 Factory Defies Sweatshop Label, but Can It Thrive?
QUOTE: The Alta Gracia factory has pledged to pay employees nearly three and a half times the prevailing minimum wage, based on a study done by a workers’ rights group that calculated the living costs for a family of four in the Dominican Republic.
New York Times Jun 25, 2010 From Card Fees to Mortgages, a New Day for Consumers
QUOTE: While elected officials spent much of their time working out the details of regulating complex derivatives and grappling with whether banks ought to make big bets with their own money, they also set a number of new rules that will directly affect consumers.
New York Times Jun 25, 2010 How to Choose a Mover
QUOTE: The Better Business Bureau said it received 8,486 complaints about movers in North America last year. Common complaints included final prices greater than original estimates, damaged or lost goods and, in the worst scenarios, movers who held belongings hostage until customers paid thousands of dollars. But consumers can avoid the same fate by following some simple guidelines for finding a mover.
New York Times Sep 07, 2009 Out of Work, and Too Down to Search On
QUOTE: They were left out of the latest unemployment rate, as they are every month: millions of hidden casualties of the Great Recession who are not counted in the rate because they have stopped looking for work.
New York Times Sep 04, 2009 New Cards Charge Fees on Unemployment
QUOTE: An increasing number of unemployed Americans are at risk of having to pay fees on their unemployment benefits.
Smart Money Aug 31, 2009 Dentists Drill for Dollars
QUOTE: Cost-conscious consumers decided that when times are tight, tooth care can be optional.
Smart Money Aug 07, 2009 10 Things Veterinarians Won't Tell You
QUOTE: 1. “Good thing you love Sparky like a son. His care could cost as much”....2. “Vaccinating your pet may do more harm than good”....7. “Go ahead and sue—it’ll hurt you more than it hurts me.”
Smart Money Aug 05, 2009 10 Things Weather Forecasters Won't Say
QUOTE: 2. “We’re pretty accurate—as long as the sun is shining”....4. “Our high-tech gizmos do everything but predict weather”....9. “Accuracy? Who cares.”
Smart Money Aug 04, 2009 10 Things Adoption Agencies Won't Say
QUOTE: 1. “Just because we place children doesn’t mean we’re good people”....3. “Yes, we promised you the child, but that was before we spoke to the father”....9. “Our information pipeline is seriously flawed.”
Smart Money Aug 04, 2009 Dead Ringers: Grave Robbers Turn to ID Theft
QUOTE: However, it may take days, weeks or months after a person dies for authorities to include a new death in their databases. Until then, criminals have free reign to open credit cards, get state identification cards and apply for a job using a dead person’s identity, says Jay Foley, the executive director of the Identity Theft Resource Center, a San Diego-based nonprofit organization. And although each organization keeps a record of deceased individuals, their databases don’t always overlap, Foley says.
Smart Money Aug 03, 2009 Are You Paid Well? Three Sites That Tell
QUOTE: With the jobless rate near 10 percent, employers enjoy all the leverage; some require applicants to specify salary demands before they’ve even had an interview. We looked at three Web sites that provide compensation data to see if they offer useful intelligence.
Smart Money Jul 31, 2009 10 Things Your Landscaper Won't Tell You
QUOTE: 3. “I’m not qualified to do the job, but that won’t stop me”....7. “I don’t always finish what I start”....9. “My workers chug your beer when they should be mowing your lawn.”
Smart Money Jul 30, 2009 Match Game: How to Cope With a Suspended 401(k)
QUOTE: The market’s losses caused palpable damage to retirement accounts over the last year: The median rate of return for 401(k) plans was negative 28.3% during 2008. Now, however, many workers are missing out on one of the biggest benefits of this investment vehicle....The cutbacks are unlikely to last, though. Employers know that a good retirement benefits package is a compelling draw for workers and that they’ll need to keep them if they want to attract and retain talent.
Smart Money Jul 29, 2009 3 Things the Latest Housing Data Don't Say
QUOTE: 1. The numbers need to be adjusted....2. Foreclosure moratoria skewed sales data....3. Unemployment will pace the recovery
Smart Money Jul 24, 2009 10 Things Your Antique Dealer Won't Tell You
QUOTE: 2. “Need an appraisal? Don’t look at me”....3. “Even I’ve been duped by fakes"....6. “Antiques aren’t always such a good investment.”
Smart Money Jul 21, 2009 10 Things Your Exterminator Won't Tell You
QUOTE: 3. “You can’t sue me—my contract’s ironclad"....7. “We’ll spray even when you don’t need it”....10. “You really don’t need to call me for every bug you see.”
Smart Money Jul 17, 2009 This Health-Care Reform Might Tax Us to Death
QUOTE: Investors are going to get taxed. You are going to get taxed. It's that simple. The people without health insurance -- the very people whom this is supposed to help -- are going to get taxed too. And millions of them will be left without insurance (even though they have to pay higher taxes). First, to the investors. According to the bill passed this week by the House of Representatives, any individual who makes more than $280,000 a year -- or any couple that makes more than $350,000 -- is going to pay a surcharge of at least 1% of income above those levels. The more you make, the more you pay.
Smart Money Jul 17, 2009 10 Things Health Food Stores Won't Tell You
QUOTE: 3. “Some of our products aren’t as eco-friendly as they sound”....5. “Our supplements are a mystery wrapped in an enigma”....6. “Taking our advice may be hazardous to your health.”
Smart Money Jul 14, 2009 10 Things Eye Doctors Won't Tell You
QUOTE: 2. "Hang on, just a few more tests. Papa needs a new speedboat"....5. "I have zero intention of handing over your contact lens prescription"....10. "Nothing lasts forever—not even laser surgery."
Smart Money Jul 09, 2009 Winners and Losers of the Minimum Wage Hike
QUOTE: Wage hikes are always controversial pitting employees against employers and triggering historical arguments over the legacy of trickle-down economics....But given the 26-year high unemployment rate and the fact that so many companies are hamstrung by the gloomy economic climate, some might see a mandatory wage increase as a setback in terms of hiring and pricing.
Smart Money Jul 07, 2009 10 Things Your Real Estate Broker Won't Say
QUOTE: 1. “Your open house is really just a networking party for me”....3. “Think you’ve had no offers? Actually, there’ve been several”....10. “You can probably do this without me.”
Smart Money Jun 30, 2009 10 Things Your Congressperson Won't Say
QUOTE: 2. “I’m above the law”....8. “I simply can’t be fired”....10. “Rules are meant to be broken.”
Smart Money Jun 26, 2009 10 Things Rental Car Companies Won't Say
QUOTE: 1. “We’re a tax magnet”....2. “We track your every move”....3. “Our prices are etched in sand.”
Smart Money Jun 23, 2009 10 Things Moving Companies Won't Say
QUOTE: 1. “We’ll hijack your stuff”....”5. “How much experience do our movers have? At least a day or two”....9. “Surprise! Our insurance isn’t worth much.”
Smart Money Jun 16, 2009 Obama's Health-Care Plan: What It Means for You
QUOTE: More than $1 trillion will be needed to pay for the Obama administration's ambitious health-care reform plan. To come up with the money, the president has pledged to trim fat from the Medicare and Medicaid programs. But when all is said and done, it may be consumers who end up paying the price.
Smart Money Jun 02, 2009 10 Things Wedding Planners Won't Tell You
QUOTE: 1. “Something old, something new—and everything over the top"....2. “You say you need a reference? Well, you’re looking at her"....3. “I’ll do whatever it takes to keep you calm, cool, and oblivious"....4. “I won’t necessarily be there on your big day"....
Smart Money May 29, 2009 10 Things Theme Parks Won't Tell You
QUOTE: 1. “Nobody needs to pay full price"....2. “You’ll spend half your day standing in line"....5. “Our ride operators are barely old enough to drive"....6. “We’ve got a screw loose—literally.”
Smart Money May 26, 2009 10 Things Your Home Insurer Won't Tell You
QUOTE: 1. “We have our own caste system"....3. “One wrong move and we’ll drop you".... 4. . . . especially now that Big Brother is watching"....6. “You’re paying too much for your policy.”
Smart Money May 22, 2009 10 Things National Parks Won't Tell You
QUOTE: 1. “Frankly, there are just too many parks"....2. “Our mission? We’re conflicted”....3. “We’d throw money at our problems—if we had it to throw"....4. “We’re keen on expansion, not maintenance."
Smart Money May 22, 2009 10 Things Gas Stations Won't Tell You
QUOTE: 1. “Good luck finding the best deal"....2. “I hate it when gas prices go up”....3. “My gas isn’t better for your car; it’s just more expensive”.... 5. “. . . and don’t even consider applying for our gas card.”
Smart Money May 19, 2009 10 Things Contractors Won't Tell You
QUOTE: 1. “My license is laughable”....2. “Our contract favors me . . .”....3. “. . . so I can take your money and run"....5. “I’ll be back when I damn well feel like it.”
Smart Money May 12, 2009 gs10 Things Your Bank Won't Tell You
QUOTE: 2. “Our fees will only go up"....3. “We change our interest rates all the time"....4. “College campuses are a gold mine for us”....8. “Your money might be better off elsewhere.”
Smart Money May 11, 2009 10 Things Celebrity Chefs Won't Tell You
QUOTE: 2. “There’s absolutely no reason to buy my cookbook”....3. “Just because I have a cooking show doesn’t mean I’m a chef”....6. “The dishes I make on TV don’t always work so great at home . . .”....10. “Bottom line: My celebrity status is great for business.”
Smart Money May 05, 2009 10 Things Wine Merchants Won't Say
QUOTE: 1. “You’re paying for prestige, not taste”.... 2. “Our labels are misleading”....3. “Our favorite wines aren’t necessarily the best . . .”....9. “Wine is a rotten investment.”
Smart Money May 04, 2009 10 Common Mistakes Home Sellers Make
QUOTE: 2. Setting the price too high....4. Skimping on listing photos....5. False advertising....6. Failing to incentivize buyers.
Smart Money May 01, 2009 10 Things Movie Critics Won't Tell You
QUOTE: 1. “If you see me on TV, chances are I can’t be trusted"....3. “If you want to win the office Oscar pool, don’t listen to me"....10. “My top-10 list is full of movies nobody’s seen.”
Smart Money Apr 28, 2009 10 Things Your Pharmacist Won't Tell You
QUOTE: 1. “I’m overworked and stressed out . . .”....2. “. . . .which means I’m more error-prone”....5. “Frankly, your private records aren’t all that private”.... 8. “This medication is stale.”
Smart Money Apr 24, 2009 10 Things Your Farmer's Market Won't Tell You
QUOTE: 2. “Our produce is a mite pricey"....3. “These ‘local’ tomatoes have more SkyMiles than Derek Jeter"....7. “These days even supermarkets sell cactus leaves"....9. “Our samples are about as sanitary as a bowl of bar nuts.”
Smart Money Apr 14, 2009 10 Things Your Ticket Broker Won't Tell You
QUOTE: 1. “We thrive on your confusion”....2. “You may be better off buying tickets the old-fashioned way”....3. “You’ve got season tickets? Ka-ching!”....6. “‘Sold-out’ is usually a big fat lie.”
Smart Money Mar 20, 2009 10 Things the IRS Won't Tell You
QUOTE: 2. “You don’t have to be rich to get audited”....3. “Fear is often our best weapon”....5. “Just because we billed you doesn’t mean you owe us money”....9. “We may be a government agency, but that doesn’t mean your data’s safe.”
Smart Money Mar 03, 2009 10 Things Credit Card Companies Won't Say
QUOTE: 1. “We’re just waiting for you to screw up”....2. “When it comes to identity theft, we’re part of the problem”....4. “Our ‘freebie’ rewards are anything but”....8. “We close early on payment-due dates.”
Smart Money Jul 28, 2008 Scam targets military families
QUOTE: In a particularly heartless vishing scam, fraudsters posing as American Red Cross staff call families of military service members to tell them their deployed loved ones have been in wounded in Iraq.
Bankrate.com Jul 07, 2008 'Zero' chance lottery tickets stun some players
QUOTE: Hoover, a business professor at Washington and Lee University in Virginia, wasn't surprised when his tickets didn't bring him the $75,000 grand prize, but he was shocked to learn the top prize had been awarded before he bought the ticket.
CNN (Cable News Network) Jul 05, 2008 As Gas Prices Soar, Elderly Face Cuts in Aid
QUOTE: Faced with soaring gasoline prices, agencies around the country that provide services to the elderly say they are having to cut back on programs like Meals on Wheels, transportation assistance and home care, especially in rural areas that depend on volunteers who provide their own gas. In a recent survey by the National Association of Area Agencies on Aging, more than half said they had already cut back on programs because of gas costs, and 90 percent said they expected to make cuts in the 2009 fiscal year.
New York Times Jul 05, 2008 ‘Two for One’ ... ‘Free Delivery’ ... Hooked Yet? (Shortcuts)
QUOTE: I see a sale sign, and my hand involuntarily reaches for my wallet. I’m not ready for a shopaholic 12-step program yet, but I do have a few great deals hanging in my closet that I’ll never wear. The truth is that if suddenly (heaven forbid!) I had to pay full-price for all my clothes, I’d think more carefully and spend less. Shopping at sales is just one of the ways I fool myself when it comes to money. And I am not alone.
New York Times Jul 02, 2008 Obama Got Discount on Home Loan: Campaign Defends Lower Rate as Lender Competition for Business
QUOTE: Modest adjustments in mortgage rates are common among financial institutions as they compete for business or develop relationships with wealthy families. But amid a national housing crisis, news of discounts offered to Sens. Christopher J. Dodd (D-Conn.), chairman of the banking committee, and Kent Conrad (D-N.D) by another lender, Countrywide Financial, has brought new scrutiny to the practice and has resulted in a preliminary Senate ethics committee inquiry into the Dodd and Conrad loans.
Washington Post Jun 06, 2008 Wealthy Americans Under Scrutiny in UBS Case
QUOTE: Under pressure from the authorities, UBS is considering whether to divulge the names of up to 20,000 of its well-heeled American clients, according to people close to the inquiry, a step that would have once been unthinkable to Swiss bankers, whose traditions of secrecy date to the Middle Ages. Federal investigators believe some of the clients may have used offshore accounts at UBS to hide as much as $20 billion in assets from the Internal Revenue Service. Doing so may have enabled these people to dodge at least $300 million in federal taxes on income from those assets, according to a government official connected with the investigation.
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